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Level of Financial Literacy Among Young Entrepreneurs: a study of ABM students?

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Level of Financial Literacy Among Young Entrepreneurs: a study of ABM students

Assessing the financial literacy of young entrepreneurs through a survey of ABM students, highlighting the need for comprehensive financial education programs.

1. How old are you?

2. What do you like to eat?

3. What is your name?

4. What is your current educational level?

5. Which of the following subjects have you taken related to finance?

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6. In which specific field do you plan to start your business?

7. What are your main sources of financial knowledge? (Select all that apply)

8. On a scale of 1-5, how confident do you feel about managing your personal finances?

9. Do you currently have a personal budget?

10. Which of the following best describes your financial goals? (Select all that apply)

11. What are your biggest financial challenges as a young entrepreneur?

12. Are you familiar with basic financial concepts such as compound interest, inflation, and risk management?

13. How do you track your business expenses and income?

14. Which of the following financial skills do you feel most confident about? (Select all that apply)

15. Do you feel that your current education is preparing you adequately for financial management as an entrepreneur?

16. Have you ever received formal financial education outside of school?

17. What are your preferred strategies for saving money as a young entrepreneur?

18. Which financial institutions or services do you currently use? (Select all that apply)

19. How do you plan to finance your business startup?

20. Do you consider yourself financially literate?

Assessing the Financial Literacy of Young Entrepreneurs: A Study of ABM Students


Financial literacy plays a crucial role in the success of young entrepreneurs. To understand the level of financial literacy among ABM students, a survey was conducted focusing on their knowledge and understanding of various financial concepts. This survey aimed to gauge their comprehension of topics such as budgeting, investing, debt management, and more.

The survey consisted of 20 carefully crafted questions that provided insights into the respondents' financial awareness. It explored their existing financial skills, their preferred sources of financial knowledge, and the challenges they face as young entrepreneurs. Additionally, it assessed their confidence in managing personal finances, the presence of a personal budget, and their familiarity with basic financial concepts.

The survey revealed interesting findings. Among the ABM students surveyed, the majority showed a strong interest in starting their own business. However, there was a noticeable gap in their knowledge of financial concepts, particularly in areas such as compound interest, risk management, and tax planning. This highlighted the need for comprehensive financial education programs that can equip young entrepreneurs with the necessary skills and knowledge to navigate the financial landscape successfully.

The survey also shed light on the preferred strategies for saving money, financial institutions or services used by the students, and their plans for financing their business startup. It provided valuable insights into their financial goals, such as paying off debts, saving for emergencies, investing for retirement, and buying property.

In conclusion, the survey conducted among ABM students aimed to assess the level of financial literacy and understand the challenges faced by young entrepreneurs. The findings emphasized the importance of strengthening financial education initiatives, both within formal education systems and through external resources. By equipping young entrepreneurs with the necessary financial knowledge and skills, we can foster a generation of financially savvy business leaders ready to navigate the complexities of the modern financial landscape.